dh is back to work full time, as of today despite a rash one of the medications caused. We have taken him off the meds as a result. He goes back for a recheck and to plan his next testing a week from this Friday, but we are all very optimistic that the results will be good.
He and ds got another small profit sharing check, which we promptly rolled into our 401k where the company did a 5% matching on it—sweet. We are looking at this smaller 401K as our future ffef when dh retires sometime, hopefully in the next 12 months.
Sunday dh and I spent time chatting about life in general, lessons learned since December about needing to have plans for “what if” in case of emergency (adding a home inventory after the neighbors horrible house fire) and just exactly what we want to do in preparing for retirement.
One thing we agreed on is we need to start doing our traveling before he retires, because you never know when your health can turn on a dime. However, he still owes the company 3.02 hours of vacation time and even though he gets approximately 6.5 hours each pay day that doesn’t make for any really long trips any time soon.
So we opted for spending a small amount for senior annual passes for Silver Dollar City again this year and to plan several weekend getaways to there and surrounding attractions.
Because it will be leaving on Friday at noon and coming home Sunday we have decided we will stay in a motel most of those trips because there is one we have stayed at before that works out to be real close to what it costs us to pull the fifth wheel, pay camping fees etc at the cost of diesel, when we are talking only 2 nights. Longer time periods the camper is cheaper. Each trip would cost us around $300 or less and it will help us decide how much travel we want to do when he retires and how we want to do the travel. More on this in a bit.
So we went through their calendar of events picked rough dates for when we want to go there and…MAYBE, since air fare is down, do one more flying trip to WDW before our annual passes expire. At that point we will decide on whether or not to renew the ap (they are cheaper if you do a renewal within a certain time frame).
Our trips will start very soon. We’ll see how it goes, SDC is about 4 hours from us, so even if one of us got sick the other could get us home safely.
What we are trying to decide on travel is if our camper (a 2001 Sierra fifth wheel) would be worth putting the needed repairs in to make certain it is road worthy (fenders, some wiring dh can’t do, a professional brake check, hitch repair and possibly a roof) and the accessories we would need to travel how we want (mobile internet hot spot, dish antenna for tv, and a portable sewage dump unit, maybe a quiet generator—our big generator for the farm is really loud). Plus the added maintenance and insurance for it.
Or would we be better off selling it and putting that money in our “travel” sinking fund and then simply drive, stay in motels or take advantage of spur of the moment deals like Travelocity and similar companies. Has anyone had any experience with any of those companies? Good or bad? It is a pretty big decision.
Dh is leaning toward keeping the camper, but I am not certain how much longer we can safely pull it, and what if he gets ill? I have never pulled or parked the fiver, neither has ds. Some campgrounds won’t let rvs over a certain age in them either, ours is over that age.
Me, I like flying, and being waited on hand and foot, but that can get real expensive real quick. We have also considered simply replacing the camper but have you priced those puppies recently? WOW! So dh’s homework at this point is to get repair estimates, to price the things he wants for the camper and report those numbers back to me.
Mine is to make certain we get the mortgage paid off quickly so we can hit the road more often and longer in the very near future.
All three of us are going to work on doing a home inventory—that will be a challenge for certain. 3300 square feet, plus a half basement, sunroom 6 car detached garage, barn, 7 out buildings, fifth wheel and a cargo trailer all packed full. I feel a major decluttering coming on…